General Liability Insurance

The journey of an SME is filled with challenges and uncertainties. A single lawsuit or liability claim can be financially devastating. GLI provides a safety net, covering legal fees, settlements, and medical expenses in cases of bodily injury, property damage, or advertising injuries caused by your services or operations. This protection is invaluable, ensuring that a momentary mishap doesn’t derail your growth trajectory.

As businesses scale, their exposure to risk increases. More employees, larger operational spaces, and a broader customer base all contribute to heightened liabilities. General Liability Insurance adapts to this expanded risk profile, offering coverage that scales with your business. It helps manage risks associated with larger contracts, compliance with industry standards, and the expectations of clients and partners who often require evidence of insurance before engaging in business activities.

Whether you’re in construction, retail, technology, or any other sector, GLI can be customized to fit the unique risks and requirements of your industry. For instance, a restaurant owner faces different challenges compared to a software development firm. InsuredAll understands this diversity and offers tailored policies that focus on what’s most relevant to your business, providing peace of mind so you can focus on what you do best.

General Liability Insurance is just the starting point. InsuredAll believes in a partnership approach, working with you to identify potential risks and implementing strategies to mitigate them. Advanced risk management involves not just insuring against potential liabilities but also preventing them. This proactive stance ensures that your business is not just insured, but also inherently safer.

InsuredAll is committed to supporting business owners with accessible, bilingual support and flexible payment options. Understanding that business owners come from diverse backgrounds and have varying needs, we prioritize community engagement and education, helping you navigate the complexities of insurance in a way that makes sense for your business.

Small business owners are not exempt from the risk of a cyberattack. The loss of customer data is a financial disaster, and with cyber incursions becoming more common, and hitting even the largest companies, from banks to retails to online giants with extensive security, it is well worth ensuring your business has adequate cyber insurance.

If you own a business, you need business insurance. No matter how unconventional your enterprise is, be assured, you have some exposure to risk. The following are unconventional businesses that still need insurance.

No business owner wants to have injured an injured employee. Reducing the risk of accidents and injuries is a critical aspect of good management, in every industry. Employees who have been trained with customized worker safety programs are far less likely to be injured when performing the duties of employment – and file a claim with your workers’ compensation insurance provider. Every claim filed with your insurance provider will lead to increased premium costs, and in some industries, may lead to OSHA fines for violations of workplace safety standards.